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Capital Insurance and Bonding Services (CIBS) has access to numerous carriers and brokers to maximize your company’s bondability and to secure more favorable rates. We can help with your bid bond, payment and performance, license and permit and miscellaneous bond needs. Whether your company needs a smaller bond using a fast track market, a larger standard market program or needs assistance navigating the surety market for the first time, CIBS is here to help. CIBS is also a participating agent in the US Small Business Administration’s surety program assisting small, women and minority-owned businesses.  

Contact Melissa Stallard in our Richmond office to start the surety process. Melissa has specialized in bonding for over 10 years and has placed bond business from the $100,000 to the $60,000,000 single job size.  Our office helps you with the surety process from initial application to the indemnity agreement.  We provide the utmost level of confidentiality and we look forward to hearing from you.

Melissa Stallard



With access to multiple markets, trust our surety department to provide competitive pricing and programs that fit your ever changing needs.


A Christmas Story 50 Years In The Making

“Melissa is keenly aware of the problems and solutions of insurance and bonding for heavy construction companies. She has extensive knowledge of the industry and is very energetic, supplying great service to her clients.”

-      Tom S., former client